Services

Investment Management

We are able to help you implement a recently created investment plan, or manage an existing portfolio, with the intent of achieving your stated investment objectives.  We try to focus on managing the risk through the creation of an appropriately diversified portfolio, and using investments that match your personal risk tolerance.

Retirement Planning

Whether retirement is in the near future or longer term, we can offer ways to help you maximize your savings to achieve your goals.  We can evaluate and assess your existing retirement accounts --  pensions, IRAs, SEPs, 401(k) plans, annuities -- and provide advice to try to maximize income from those accounts upon retirement.  We can also help reposition investments held in these accounts to allow for proper diversification across your entire portfolio.  If retirement is much closer, we can help you determine the most effective strategies for taking distributions from your retirement accounts that may help to generate a steady income stream during your retirement years.

 

Investment Planning

 

We aim to customize our investment programs to match your particular investment objectives.  We'll work with you to understand your financial needs and ability to assume risk while achieving your stated income and growth objectives.  Listed below are sample portfolio models.  We will work with you to develop a portfolio that is appropriately aligned with your needs.   

Conservative - capital preservation and moderate growth

Balanced - seeks a combination of income and growth

Growth - potential for higher long-term return with moderate risk

Aggressive Growth - higher long-term return potential with a higher level of risk

Income - emphasis on income generation, with capital growth a secondary consideration